Cash withdrawal, balance inquiry, and mini statement using Aadhaar authentication—built for agents, retailers, and rural banking access.
AEPS enables interoperable banking services at retail points using Aadhaar number and biometric authentication. Customers can access their bank account for basic services without a card or passbook.
*Availability depends on sponsor bank configuration.
Agent selects service (CW/BE/MS) and enters Aadhaar + bank (IIN) / VID.
Biometric capture via RD‑service device (L0/L1 compliance).
Request routed to NPCI switch; bank validates Aadhaar + biometric.
Transaction result returned; settlement posted to agent ledger.
Encrypted APIs, RD‑Service integration, device whitelisting, and audit logs.
Dashboards, webhooks, and proactive alerts for uptime and success rates.
Same‑day settlement windows and transparent fee statements.
Supports Mantra MFS100/110 and Android POS/micro‑ATM terminals.
Auto‑tracking for timeouts, reversals, and chargeback references.
Custom branding, domains, and role hierarchies for networks.
T+0/T+1 options with multiple settlement windows. Detailed MIS and downloadable statements available in the dashboard.
Per‑transaction fees with slabs for volume. White‑label and enterprise terms available. Contact sales for a custom quote.
No. AEPS uses Aadhaar number + biometric authentication linked to the bank account.
STQC‑certified scanners (e.g., Mantra MFS100/110) with active RD‑Service; Android POS & micro‑ATM as applicable.
We auto‑track the final status via reconciliation. Reversals/chargebacks follow bank/NPCI timelines.
Limits are set by banks/NPCI and may vary by account and service type.
Onboard your agents, provision devices, and go live with clear SLAs and support.