Bharat BillPay (BBPS) Services
Enable utility, DTH, loan, gas, telecom, and credit card bill payments with NPCI’s BBPS platform. Offer agent or API-based collection with instant receipts and reporting.
What is BBPS?
Bharat Bill Payment System (BBPS) is an RBI-regulated platform by NPCI enabling interoperable, accessible, and instant bill payments across India. Anada enables biller onboarding and agent networks to offer services with receipts, reconciliation, and APIs.
- • 250+ billers across telecom, electricity, water, gas, loans
- • Agent, kiosk, POS, and API workflows supported
- • Real-time confirmation and customer SMS
- • Downloadable reports and commission tracking
Why Choose Anada?
- ✔ BBPOU/Bill Aggregator integrations
- ✔ API access for bill fetch and pay
- ✔ White-label portals with role-based access
- ✔ Instant receipts with SMS & WhatsApp
- ✔ Reconciliation, settlements & dashboards
Supported Bill Categories
Electricity & Water
State electricity boards, private DISCOMs, municipal water boards.
Telecom & DTH
Mobile postpaid, landline, broadband, and satellite TV operators.
Loan & EMI
NBFC and bank loan EMIs, gold loan repayments, and microfinance.
Gas & LPG
Piped gas and cylinder booking payments for multiple providers.
Insurance & FASTag
LIC, health/life insurance, FASTag top-up and renewals.
Credit Card & Fees
Credit card dues, municipal taxes, school fees, subscriptions.
Reconciliation & Ledger
Bill confirmations and settlements are reconciled via transaction IDs and timestamps. Anada offers real-time tracking of successful, failed, or reversed transactions.
- • Real-time APIs for status updates
- • Reversal handling and T+1 settlement
- • SLA-based dispute workflows
Commissions & Reports
Define commission slabs per category or volume. View reports per agent, branch, or day. Export as Excel, PDF, or connect via webhook.
- • Role-based agent/partner commissions
- • GST-ready invoice reports
- • Downloadable Excel & CSV
BBPS FAQs
Is BBPS regulated?
Yes. BBPS is RBI-regulated and operated by NPCI with strict compliance rules.
What payment modes are allowed?
Cash, UPI, debit card, netbanking, wallet – depends on channel and biller.
Can I integrate BBPS into my app?
Yes. We offer REST APIs and webhooks for full integration and custom flows.
How long do settlements take?
Most transactions are settled within T+1 to your mapped account.
Launch BBPS Services with Anada
Empower your platform or agent network with real-time, secure bill payments across India.