Indo–Nepal Money Transfer

Send funds from India to Nepal with compliant KYC, smart routing, instant acknowledgements, and downloadable receipts—via agent network or APIs.

Fast & Compliant Remittances

Power India→Nepal transfers with verified senders, recipient checks, and real‑time status. Offer cash‑in at agents, UPI/card payment at the counter, or API‑initiated transfers from your app.

  • • Credit to Nepal bank accounts or supported wallets
  • • Instant receipt & SMS/WhatsApp notifications
  • • Agent portal with roles, limits & commissions
  • • Reconciliation, reports & settlement views

Why Anada?

  • ✔ KYC/CKYC & sanction list checks
  • ✔ Rule engine for amounts, corridors & risk
  • ✔ Multi‑rail routing (bank/wallet partners)
  • ✔ Webhooks & REST APIs for end‑to‑end flow
  • ✔ SLA monitoring, dispute & refund workflows

Payout Channels (India → Nepal)

Bank Account Credit

Route to supported Nepal banks; beneficiary name/number verification & status fetch.

Wallet Credit

Credit to partner wallets with instant acknowledgement and in‑app notifications.

Cash Pickup (Optional)

Enable partner counters for pickup where supported (OTP/ID check at counter).

Key Features

Sender/Recipient KYC

PAN/official ID capture, selfies, and address proof; risk ratings & watchlist checks.

Limits & Controls

Per‑tx, daily, monthly caps and corridor‑specific rules per partner policy.

Fees & FX Transparency

Breakup of transfer fee, taxes and indicative FX before confirmation.

Instant Receipts

Printable & digital receipts with QR, reference IDs and tracking links.

Realtime Status

Webhook callbacks, polling APIs, and event logs for each transaction.

Reports & MIS

Ledger, commissions, taxes, disputes and settlements with CSV/Excel.

Fees & FX

Transfer fees and FX margins are shown upfront. Fees can be charged to sender or subsidized by partner rules. GST‑ready invoicing available for agents/partners.

  • • Transparent fee lines & estimated credit
  • • Coupons/discounts via rule engine
  • • GST invoice & commission statements

Settlement & Reconciliation

Agent collections settle T+0/T+1 as per agreement. Auto‑match transfers with partner acknowledgements and bank statements; raise disputes with SLA timers.

  • • Daily settlement files & web statements
  • • Short/excess & reversal workflows
  • • Tally/Excel/CSV exports

Eligibility & Compliance

  • • KYB for partners/agents; KYC for senders/recipients
  • • AML monitoring & suspicious pattern flags
  • • Corridor‑specific caps per bank/partner policy
  • • Full audit trails & consent capture

Developer Options

  • • REST APIs: create transfer, quote, confirm, status
  • • Webhooks for state changes & reconciliation
  • • Sandbox keys and sample payloads
  • • IP allowlisting & HMAC auth

How It Works

1) Onboard

Complete KYC/KYB, define fees/limits, connect payout partners.

2) Initiate

Capture sender & beneficiary details, validate account/wallet.

3) Pay & Confirm

Collect via cash/UPI/card (agent) or app checkout; show fees & FX.

4) Track & Reconcile

Realtime status, receipts, and MIS; disputes handled with SLAs.

Indo–Nepal FAQs

What are typical limits?

Limits vary by KYC tier and partner/bank rules. Exact caps are shown during onboarding and at checkout.

How fast is the credit?

Most wallet credits are near‑instant; bank credits depend on partner rails and could be T+0/T+1.

Can I integrate this into my app?

Yes—use our REST APIs and webhooks for quoting, transfers, and status updates.

Refunds & reversals?

If a transfer fails, reversal/refund flows are triggered automatically and tracked in MIS.

Enable Indo–Nepal Transfers

Offer secure, compliant India→Nepal remittances via your brand—online or through agents.